When in doubt, contact the company yourself. Your bank, financial institution, ISP or favorite online retailer will never ask for sensitive info this way. Therefore, don't reply and don't tap on the link in the message. ![]() * If you get a suspicious looking text (or email) on your phone and it asks you to urgently confirm information, it's not coming from a legitimate institution. Congratulations! Go to and enter your winning code – 1122 – to claim your $1,000 Best Buy gift card! What can you do about it? Or, you might fall for a smishing scam if you think you can win something: Wanna go out? Sophie gave me your number. Or, perhaps, it will come in the form of a more personal note: “IRS Notice: Tax Return File Overdue! Click here to enter your information to prevent being prosecuted.”. ![]() Sometimes, scammers try to capitalize on something timely, like tax filing season: We urgently ask you to protect yourself by confirming your info here. Dear customer, Bank of America needs you to verify your PIN number immediately to confirm you’re the proper account holder.In some cases, you’ll receive a text message with a sense of urgency:
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